PIP insurance laws were put into place to make car accidents, and those suffering injuries from them, a bit easier for Florida residents. With PIP insurance policies, your insurance policy will cover your medical costs, lost wages, and damages for you regardless of who may have been at fault for the accident, and any other parties in the accident will be covered by their own insurance policies as well. In serious accidents, however, the coverage allowed by PIP insurance policies dries up quickly, and Florida residents may be able to pursue a negligence lawsuit against the driver whose actions caused the accident in the first place.
The nature of car accident injuries is tricky, and while you may think you’re perfectly fine right after the accident, nagging and lasting injuries can begin to rear their ugly head later on. For this reason, it’s always best to prepare yourself by knowing what to do after even a small accident occurs.
The first thing one should do is call the police and to get an official report of the accident. Whether this... read article
Hurricane Irma caused a state of chaos as it rapidly approached Florida. While many evacuated, some were unable to do so, including residents of the Rehabilitation Center at Hollywood Hills, a nursing home in Hollywood, FL. The nursing home lost power and the residents did not receive proper medical care, leading to the death of 14 patients. The nursing home now faces lawsuits because of the negligence exhibited toward their patients.
Failure During Hurricane Irma
During the storm, residents in the nursing home did not receive medical care because their caretakers – trained medical professionals – delayed calling 911. In fact, the first call from the facility to 911 did not come until two days after Irma struck. The patients required care because the rehabilitation center lost air conditioning during the storm, and did not have a contingency plan in place. Elderly patients require medications and are in a very stable state of health. The lack of air conditioning caused patients to later be hospitalized with body temperatures of 109.9, 108.5, 108.3, and 107 degrees.
The state of Florida has suspended the nursing home’s license; the nursing home has... read article
As you know, Hurricane Irma was a Category 5 storm that caused widespread destruction across the state. As the cleanup process is well underway, the issues involving benefit entitlements and other claims are only just beginning.
One of the biggest issues facing Floridians are property claims, as many people evacuated for the storm only to return to an area destroyed. In just two weeks after the storm, Floridians had filed over a half-million claims with estimated losses to be $3.5 billion. Insurance companies should work with you to help settle your claim begin the rebuilding process. For example, in the two weeks after the storm, 90 claims had been filed in Escambia County. 21 of those claims had already been paid out, and nine had been closed without payment. This means that within two weeks, a third of the claims filed in Escambia County had been settled.
A typical insurance policy will protect you from the following:
Damage to your home, including complete loss of your home. Your policy should also protect against damage to the contents of your home.
Damage to other structures on your property. This can include sheds,... read article
As much fun as it is to cheer on your beloved Gators every Saturday, there’s the unfortunate reality that players on the field are susceptible to serious head injuries on every snap. Traumatic brain injuries are a rapidly growing problem for the sport of football, and brain injury lawyers have seen the stacks of paperwork growing as more and more personal injury suits are filed. Recently, the Florida Gators football program was specifically named in a federally-filed lawsuit regarding head injuries and may have to go through detailed pre-trial evidence gathering.
Origins Of The Case
The recent filing is rooted in a national class-action head injury lawsuit that the NCAA settled three years ago for $75 million. The settlement stipulated that the money be earmarked for a fund that would diagnose college athletes who played contact sports, and determine the extent of any brain injuries they suffered while an NCAA athlete. However, the deal did not allocate money for collegiate athletes who suffered brain trauma. If an athlete suffered a traumatic brain injury and wanted to personally sue, they still had... read article
If you’ve suffered injuries because of a truck accident, it’s highly recommended that you find a truck injury lawyer to help navigate through the upcoming months. Truck accident injuries can be very complicated, and its best that you take time to focus on your recovery while your attorney helps obtain the damages you’re entitled to.
One of the reasons truck accidents can be difficult from a personal injury perspective is because there are sometimes multiple parties who are at-fault. While no-fault insurance covers your medical bills, you will need to file a personal injury suit to recover other damages you’ve lost. Parties who could potentially be involved in your case include
The Truck Driver – The driver could be at fault based on his actions. Fatigue, speeding, driving under the influence, or distracted drivnig are all actions that could have contributed to the accident.
The Trucking Company – It’s possible that company policies contributed to the accident. The driver could have been improperly trained, or the company could have provided a faulty vehicle that was not properly inspected.
The Freight Company – The shipment being carried... read article
As a Florida driver, you know that Personal Injury Protection is required to drive. If you are involved in an accident, a “no-fault” policy kicks in and your personal injury protection pays for your injuries, regardless of who is at fault. Unfortunately, the state of Florida has seen fraud associated with their PIP policies. Recently, federal agents brought down a fraudulent $23 million auto insurance scheme.
The Fraudulent Scheme
Federal agents unraveled a scheme that they claim defrauded more than ten insurance companies of $23 million from 2010 – 2017. Felix Filenger, 41, and Andrew Rubinstein, 48 were the ringleaders of an elaborate scheme that involved clinic owners, chiropractors, and lawyers in Broward, Palm Beach, and Miami-Dade counties.
Filenger and Rubinstein paid cash to auto body workers and tow truck drivers, who in turn directed accident victims to specific chiropractic clinics. These “runners” were in charge of soliciting accident victims to receive unnecessary treatments at these chiropractic clinics. If that weren’t bad enough, the chiropractic clinics were owned by Filenger and Rubinstein, but registered in the names of other doctors.
Doctors at the clinics would then drive up the... read article
If you have been injured in a personal injury case, your lawyer will seek to get you the compensation you are deserved. Many times, your case is settled before going to court – in fact, 95% of personal injury cases in the United States are settled in the pre-trial phase. If you do end up going to trial, the following is a general guideline of what to expect.
Jury Selection – Although most personal injury cases don’t go to trial, many of the ones that do are heard before a jury. The judge oversees jury selection; he will question the pool of jurors and excuse anyone who indicates that they may not be able to objectively evaluate the case, whether that be because of previous life experiences or ideological predispositions. Your personal injury lawyer and the defendant’s attorneys will also be allowed to excuse a predetermined number of jurors.
Opening Statements – The attorneys will give the opening statements. Your attorney will go first, since the burden is on you to prove the defendant’s wrongdoing. Because of this, your opening statement will likely be longer than the defendant’s,... read article
A year ago, workers’ compensation rates in Florida increased by 14.5 percent after two monumental state Supreme Court decisions, immediately causing panic about the state’s economy. Now, there’s a chance that workers’ compensation rates could be reduced by an average of 9.6 percent, depending on the outcome of a rate filing soon to be heard by Insurance Commissioner David Altmaier.
What Is Workers’ Compensation?
Workers’ compensation is a no-fault program that provides medical benefits and wage replacement to employees who suffered an injury or illness while working. Workers’ compensation is state-regulated insurance that is mandatory for businesses to purchase in the state of Florida. Florida’s Division of Workers’ Compensation within the Department of Financial Services ensures that employees who have been injured receive their proper benefits. Employees who are injured for at least eight days are entitled to lost wages, otherwise known as indemnity benefits. In 2016, $3.8 billion in workers’ compensation premiums were paid by Florida businesses.
Often, workers’ compensation benefits come with the stipulation that employees will not sue their employer for the tort of negligence. However, it’s possible that a workers’ compensation claim and a ... read article
Unfortunately, a multitude of civil suits are filed after a national tragedy. As has been the case with past incidents, such as the Boston Marathon bombing, lawsuits are beginning to emerge in the wake of the recent mass shooting in Las Vegas, which led to 58 casualties and left over 500 injured.
On October 1, Stephen Paddock fired upon concert-goers at the Route 91 Harvest Festival from the 32nd floor of the Mandalay Bay hotel. Paddock used high-powered assault rifles that had been modified with “bump stocks.” To date, it was the deadliest mass shooting in United States history.
Those involved – from the victims and their families to the first responders – now face a long road to recovery. Many must endure painful physical therapy to overcome severe injuries, while others must deal with psychological injuries, including post-traumatic stress and coping with the loss of a loved one.
Personal Injury Suits
One of the main target defendants of lawsuits filed by the victims is the Mandalay Bay hotel, where Paddock set up his arsenal, in addition to the hotel’s owners, MGM Resorts. At least one lawsuit... read article
With football season well on its way, it’s important to understand the kinds of injuries that can occur while playing this sport. In most cases, football teams are playing at their own risk, but there are times when the school, sports club, or youth group are responsible for injuries. In cases of negligence, inadequate supervision, faulty equipment, or poorly maintained facilities, you may have a claim for compensation. Here are some of the most common injuries incurred from playing football that you may be entitled to compensation for:
Head And Brain Injuries
Head and brain injuries are the most common football injury. Even though players wear helmets, the impact from tackles can easily cause concussions. Concussions are difficult to identify right away and can lead to long-term issues. If a player experiences any of the following symptoms, they need to see a doctor immediately before their injury becomes aggravated and causes long-term damage:
Headaches or migraines
Dizziness and faintness
Nausea or vomiting
Loss of balance or fine motor skills
Drowsiness or extreme fatigue
Numbness/tingling in limbs or body
Difficulty concentrating, memory loss, or mood swings
Blurry or... read article