Here's A Quick Way To Settle Your Personal Injury Claim Now
It can take anywhere from several months to several years to settle your personal injury claim. The two biggest delays are a dispute over liability (who caused the accident) and the severity of your injuries.
If the insurance company accepted 100% liability, then your biggest delay to a quick settlement is the length of your medical treatment. The longer you receive medical treatment, the longer it will take to settle your case. This is because you must settle your whole personal injury claim all at once. You cannot settle it one piece at a time.
Once you are released from medical treatment, or your medical condition has stabilized to the point where your doctor can predict your future medical needs, then will need to collect all of your medical records and bills to submit them to the insurance company.
You should review your medical records and bills first, and then delete anything that is not related to the auto accident. The insurance company doesn't need to know any information that is not related to the auto accident because they are not going to pay for it anyway. Additionally, this unrelated medical information could be harmful to your case. See our Blog post: "3 Shocking Things that Insurance Adjusters Do with Your Claim."
Collecting all of your medical records and bills may not be as easy as it first appears. For starters, many medical providers outsource their tests. Your x-rays, lab work, and even treating doctors may be billed separately. You will want to make sure that ALL of your accident-related medical bills are submitted to the insurance company because you cannot go back later and ask the insurance company for additional payments.
Once you collect all of your medical bills, you will want to review them for payment and outstanding balance information. Sometimes medical providers will not bill your health insurance or Medicare because they prefer to be paid from your personal injury settlement. Additionally, sometimes are there are deductibles, excluded procedures, and even out-of-network expenses of which you will want to be aware.
Now that your medical records and bill have been submitted to the insurance company and you are aware of all payments and outstanding balances, next you will want to contact your health insurance company and Medicare (if applicable) and verify any reimbursement amounts. Medicare is entitled to reimbursement. Your health insurance may also be entitled to reimbursement depending on the type of health insurance plan you have. Make sure you negotiate any reimbursement liens before you settle your personal injury claim. If you have not resolved all of your medical liens before settling your case, the insurance company may add their name as a payee on your settlement check. Trying to find someone at Medicare to endorse your settlement check, so that you can cash it, can be a lengthy and time consuming process.
If you thought this process sounds time-consuming and fraught with pitfalls, you would be right! Therefore, the quickest way to settle your personal injury claim now is to call GetMeJustice and have us do all the work for you. Our experienced attorneys and award-winning staff will quickly handle all of the paperwork, protect your legal rights each step of the way, and get you the justice you deserve.
The attorneys at Shapiro, Goldman, Babboni, Fernandez, & Walsh are dedicated to helping injured victims in Sarasota, Bradenton, St. Petersburg, and Southwest Florida receive the justice they deserve. As experienced personal injury lawyers, we quickly help our clients recover from their devastating injuries and assist them with rebuilding their lives.
Receive your FREE Consultation with NO Obligation today, by visiting our Website or calling us at (800) 954-4014.