What You Need To Know About Filing A Claim After A Slip And Fall Injury In Florida
Slip and fall injuries can happen at any place and at any time within the state of Florida. You could be at work, at school, taking a walk down the street, or perusing around your favorite shops, and the next thing you know, you’re on the ground after falling victim to a hazard left behind by a negligent party. Personal injuries occurring due to slip and fall accidents can range from simple bumps and bruises all the way to traumatic brain injuries or wrongful death cases.
After a slip and fall occurs, the first thing that should be done is the seeking of medical attention. Before obtaining insurance information, before filing a claim, and before calling your attorney, it’s important to first get yourself checked out. With some slip and fall injuries, you may not realize you’ve been injured at first, or injured severely, and waiting could compromise your likelihood of getting the settlement you deserve. With traumatic brain injuries in particular, some symptoms could wait weeks to rear their head and impact your life. By seeking medical attention right away, you’re able to get your condition assessed by a professional, and this can make later insurance claims much smoother.
After having your condition assessed, you’ll then want to pursue a personal injury claim with the insurance provider of the property owner. If the property owner does not have an insurance policy, or their policy has lapsed, you’ll then contact your personal injury attorney and begin the process of a personal injury lawsuit. In many cases, however, the owner of the property where the accident occurred will have some type of insurance policy associated with the property, and if their negligence caused the accident, that insurance company will be responsible for paying you, the injured party, the compensation you need.
Within the state of Florida, slip and fall accident cases fall under the umbrella of premises liability. What this means is that property owners are responsible for keeping their premises in reasonably safe condition free from known hazards, defects, or situations that compromise safety. By failing to do so, they are responsible for any injuries that may occur on the property due to their negligence.
What Should I Do If My Claim Is Denied?
If you’ve been injured in a slip and fall accident in Florida, and the property owner’s insurance provider denies your claim, you’ll need the expertise of an experienced Florida personal injury attorney. There are several reasons why an insurance provider may deny a personal injury claim, and a few common ones are:
• Waited too long to seek medical attention – If you’ve waited too long to seek medical attention, an insurance provider may deny the claim and the damages incurred. For this reason, it’s always best to get your condition assessed by a medical professional as soon as possible after an accident.
• Disputed damages – The insurance provider may dispute the damages claimed and for this reason deny your insurance claim.
• Waited too long to report accident – If you’ve waited too long to report the accident and file a claim, the insurance provider may deny the claim altogether.
Even if your claim is not denied, insurance providers will often try to pay out the least amount possible to those suffering from damages after a slip and fall accident. Whether your claim is denied or not, it is always important to have the experience of a professional Florida personal injury attorney by your side throughout the entire claim or lawsuit process.