The First Steps In Negotiating A Personal Injury Settlement
A personal injury can occur anywhere, and if it happens to you, you will want to know what your first steps should be. One of these steps should always be the consultation of a professional and experienced Florida personal injury attorney, who will walk you through the entire process and ensure your settlement is what you deserve. A knowledge of the personal injury negotiation and settlement process can help you to feel more confident, making the experience much less stressful.
The Demand Package And The Beginning Of Negotiations
After seeking medical attention and assessing the total damages from the injury, you and your Florida personal injury attorney will craft a demand package to be sent to the at-fault party’s insurance company. This is your initial offer, and your ideal offer, backed up by your medical bills and evidence backing your claim. After receiving your demand package, the insurance adjuster will have 30 days to respond to the offer with approval or a counter-offer of their own.
It’s important to remember that insurance companies are often looking after their own bottom line, and this means providing the lowest possible settlement to cover the cost of your injuries. For this reason, the first counter-offer you receive will often be quite low, and in some cases, the insurance company may even try to make it seem as if you have no case at all. For instance, if you are over a certain age, the insurance company may try to claim that the injuries were pre-existing, and not related to your accident at all. If the case involves a low-impact car accident with not a whole lot of physical damage, the insurance company may claim that such a low-impact accident couldn’t have resulted in injury. No matter the situation, your personal injury attorney is your best line of defense against insurance companies looking after their own interests rather than your own.
After receiving your first offer from the insurance company responding to your demand package, you may feel tempted to call the insurance company to discuss. This is never recommended, and instead all communications should be carried out in writing and approved by your Florida personal injury attorney.
Crafting Your Counter-Offer
After your demand package is responded to with a first offer, the negotiations really begin. You and your Florida personal injury attorney will respond with a first counter-offer, and in this counter-offer letter your damages will be reiterated concisely outlining all of your damages and why a certain settlement is necessary to cover costs. In some instances, your counter-offer may be accepted and a settlement will be reached, but in most cases, the negotiation process will still continue.
Typically, you will go back and forth with the insurance company presenting offers and counter-offers bit by bit until a suitable settlement amount has been reached. However, in not all instances settlements are able to be reached, and in these situations the case will then need to be brought to court. If your personal injury case is brought to court, the representation of a Florida personal injury attorney is critical.
Most personal injury cases are settled out of court, but not all. If you’ve been injured in an accident due to another party’s negligence, your Florida personal injury attorney will be there with you each and every step of the way. To see how a personal injury attorney will be there for your personal injury case, whether during settlement negotiations or court representation, contact us at GetMeJustice.com today.